{"id":6473,"date":"2024-01-30T21:26:44","date_gmt":"2024-01-31T03:26:44","guid":{"rendered":"https:\/\/www.sandandstonebelize.com\/perguntas-frequentes-sobre-the-banks\/"},"modified":"2026-08-12T17:41:54","modified_gmt":"2026-08-12T23:41:54","slug":"perguntas-frequentes-sobre-the-banks","status":"publish","type":"page","link":"https:\/\/www.sandandstonebelize.com\/pt-br\/perguntas-frequentes-sobre-the-banks\/","title":{"rendered":"Perguntas Frequentes sobre The Banks"},"content":{"rendered":"\t\t
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Perguntas Frequentes sobre The Banks<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuando est\u00e1 previsto o in\u00edcio da constru\u00e7\u00e3o das vilas em The Banks e qual \u00e9 a data prevista de conclus\u00e3o? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

A constru\u00e7\u00e3o da primeira fase das vilas come\u00e7ou em fevereiro de 2023 e est\u00e1 prevista para ser conclu\u00edda em dezembro de 2024. Esta primeira fase incluir\u00e1 duas Vilas de 3 Quartos, tr\u00eas Vilas de 2 Quartos, nove Vilas de 1 Quarto, a \u00e1rea do bar e caf\u00e9, o restaurante e a piscina comunit\u00e1ria. <\/p>\n

Cada uma das Vilas de 2 e 3 Quartos atualmente em constru\u00e7\u00e3o j\u00e1 foi vendida. Se um comprador estiver interessado em adquirir uma Vila de 2 ou 3 Quartos, ter\u00e1 de passar por todo o processo de constru\u00e7\u00e3o, e o tempo total de constru\u00e7\u00e3o ser\u00e1 de 18 meses. <\/p>\n

O incorporador vender\u00e1 uma das Vilas de 1 Quarto atualmente em constru\u00e7\u00e3o.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuais s\u00e3o os pre\u00e7os destas vilas?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Vila Jungle de 1 Quarto (Vista do Vale) \u2013 USD $ 325.000<\/span><\/p>\n

Vila Jungle de 2 Quartos (Vista do Vale) \u2013 USD $ 449.000<\/span><\/p>\n

Vila \u00e0 Beira do Rio de 2 Quartos \u2013 USD $ 479.000<\/span><\/p>\n

Vila \u00e0 Beira do Rio de 3 Quartos \u2013 USD $ 518.500<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tO que est\u00e1 inclu\u00eddo no pre\u00e7o da vila? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

O pre\u00e7o inclui a vila, o lote, os m\u00f3veis e os eletrodom\u00e9sticos. Uma propriedade pronta para uso. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQual \u00e9 o cronograma de pagamento para estas vilas?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

A constru\u00e7\u00e3o da vila est\u00e1 dividida em 5 fases. Ap\u00f3s a conclus\u00e3o de cada fase de constru\u00e7\u00e3o, ser\u00e1 pago um dep\u00f3sito equivalente a aproximadamente um quinto do custo total. Ap\u00f3s a assinatura do Contrato de Compra e Venda, ser\u00e1 devido um dep\u00f3sito pr\u00e9-constru\u00e7\u00e3o, e a primeira fase de constru\u00e7\u00e3o ser\u00e1 conclu\u00edda e comprovada ao comprador. Em seguida, ser\u00e1 pago o pr\u00f3ximo dep\u00f3sito para a segunda fase de constru\u00e7\u00e3o, e ent\u00e3o a segunda fase ser\u00e1 conclu\u00edda. Este processo continuar\u00e1 por mais 3 fases at\u00e9 o final da constru\u00e7\u00e3o, quando ser\u00e1 devido o dep\u00f3sito de Inspe\u00e7\u00e3o Final. Cada um destes dep\u00f3sitos ser\u00e1 n\u00e3o reembols\u00e1vel. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuantas vilas estar\u00e3o dispon\u00edveis para venda?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Onze Vilas de 2 ou 3 Quartos<\/p>\n

Uma Vila de 1 Quarto<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tExiste financiamento dispon\u00edvel para a compra?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Sim, o financiamento pelo vendedor est\u00e1 dispon\u00edvel. Os compradores podem financiar at\u00e9 40 % do custo total a uma taxa de juros de 8,5 % por um prazo de 3 anos, com amortiza\u00e7\u00e3o de 15 anos. Os pagamentos da hipoteca come\u00e7ar\u00e3o ap\u00f3s a conclus\u00e3o da constru\u00e7\u00e3o da vila. Um pagamento bal\u00e3o ser\u00e1 devido no final do prazo de 3 anos. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuais s\u00e3o os custos de fechamento estimados?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

O custo de fechamento seria de 4 % (do custo total da propriedade). Isto \u00e9 para emiss\u00e3o de a\u00e7\u00f5es, aprova\u00e7\u00e3o do Banco Central, prepara\u00e7\u00e3o da hipoteca (se houver) e Imposto de Selo sobre o registro da hipoteca. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuais s\u00e3o os servi\u00e7os e custos da associa\u00e7\u00e3o de propriet\u00e1rios?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

As taxas mensais iniciais do HOA ser\u00e3o fixadas em USD $ 200 por m\u00eas durante os primeiros dois anos ap\u00f3s a conclus\u00e3o da vila para as unidades que participam do programa de aluguel. Para os compradores que n\u00e3o participam do programa de aluguel, as taxas do HOA ser\u00e3o fixadas em USD $ 400 por m\u00eas. Ap\u00f3s os primeiros dois anos, o HOA ser\u00e1 definido anualmente com base em um or\u00e7amento estabelecido pelos Diretores da The Banks Limited. <\/p>\n

As taxas do HOA destinam-se a cobrir todas as despesas comuns, como seguran\u00e7a, servi\u00e7o de concierge, manuten\u00e7\u00e3o das \u00e1reas comuns dentro de The Banks, como a faixa de dom\u00ednio da estrada e jardins, a piscina e arredores, e o deck \u00e0 beira do rio, mas n\u00e3o quaisquer custos associados \u00e0 opera\u00e7\u00e3o, manuten\u00e7\u00e3o ou reparo das Unidades individuais.<\/p>\n

Existe um componente de Taxa de Resort nas taxas mensais do HOA de USD $ 50 para garantir que os propriet\u00e1rios de The Banks tenham acesso \u00e0s instala\u00e7\u00f5es do resort vizinho The Rainforest Lodge at Sleeping Giant e \u00e0s comodidades em Sleeping Giant Rainforest Estates atrav\u00e9s de um acordo separado.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQual \u00e9 o valor dos impostos sobre a propriedade anuais?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Os impostos sobre a propriedade anuais s\u00e3o baixos e estima-se que sejam de USD $ 15 a USD $ 30 anualmente.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuais s\u00e3o as op\u00e7\u00f5es de aluguel? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

O aluguel das vilas est\u00e1 dispon\u00edvel atrav\u00e9s da nossa empresa de gest\u00e3o The Belize Collection. N\u00e3o \u00e9 poss\u00edvel alugar as unidades de forma independente da nossa opera\u00e7\u00e3o, pois queremos manter a consist\u00eancia da nossa oferta de produto em termos de qualidade do produto, pacotes oferecidos e pre\u00e7os. Existe tamb\u00e9m uma restri\u00e7\u00e3o legal \u2013 o Conselho de Turismo de Belize s\u00f3 concede uma licen\u00e7a hoteleira por propriedade, portanto todas as 36 vilas nesta propriedade devem operar sob a mesma licen\u00e7a hoteleira. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQual \u00e9 a divis\u00e3o da receita de aluguel?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

A divis\u00e3o \u00e9 de 70 % (propriet\u00e1rio) \/ 30 % (resort) sobre toda a receita de aluguel gerada, l\u00edquida de comiss\u00f5es de terceiros.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tOs propriet\u00e1rios s\u00e3o obrigados a participar do programa de aluguel?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

N\u00e3o. Os propriet\u00e1rios t\u00eam a op\u00e7\u00e3o de entrar e sair do programa de aluguel quando desejarem. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tExistem restri\u00e7\u00f5es ou datas de restri\u00e7\u00e3o para uso do propriet\u00e1rio?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

N\u00e3o h\u00e1 datas de restri\u00e7\u00e3o para uso do propriet\u00e1rio, e n\u00e3o h\u00e1 restri\u00e7\u00f5es quanto ao n\u00famero de dias que um propriet\u00e1rio pode usar sua unidade ou participar do programa de aluguel. Entrar e sair do programa de aluguel \u00e9 t\u00e3o f\u00e1cil quanto bloquear noites de quarto com nosso escrit\u00f3rio de reservas. Uma condi\u00e7\u00e3o \u00e9 que quaisquer noites de quarto n\u00e3o bloqueadas que sejam reservadas precisam ser honradas. N\u00e3o podemos expulsar h\u00f3spedes reservados ou cancelar reservas existentes para uso do propriet\u00e1rio. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQual \u00e9 a receita de aluguel projetada?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Com base no desempenho hist\u00f3rico de aluguel de categorias de unidades compar\u00e1veis em The Rainforest Lodge at Sleeping Giant, para as Vilas de 1 Quarto, antecipamos USD $ 18.000 a USD $ 20.000 por ano em fluxo de caixa l\u00edquido ap\u00f3s todas as despesas. Para as Vilas de 2 Quartos, antecipamos USD $ 30.000 a USD $ 33.000 por ano em fluxo de caixa l\u00edquido ap\u00f3s todas as despesas. Dependendo da sua vila de escolha, seu ROI sobre a propriedade ficar\u00e1 em torno de 6 % a 8 %. A taxa de ocupa\u00e7\u00e3o anual para as unidades atuais em The Rainforest Lodge at Sleeping Giant tem uma m\u00e9dia de cerca de 70 % a 75 %. <\/p>\n

Isto normalmente inclui cerca de um m\u00eas de uso do propriet\u00e1rio. Frequentemente, nossos propriet\u00e1rios usam a propriedade durante a temporada de baixa ocupa\u00e7\u00e3o, portanto o impacto na receita de aluguel n\u00e3o \u00e9 realmente t\u00e3o significativo. Se, por exemplo, um propriet\u00e1rio vier durante o Natal e o m\u00eas de mar\u00e7o, dois per\u00edodos de pico, afetar\u00e1 negativamente as receitas. <\/p>\n

Proformas para cada tipo de vila podem ser fornecidas mediante solicita\u00e7\u00e3o.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tOs propriet\u00e1rios recebem algum desconto?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Os propriet\u00e1rios se tornariam membros do The Belize Collection Owners Club, o que lhes daria direito a um desconto de 20 % sobre a melhor tarifa dispon\u00edvel em qualquer Resort da Belize Collection, e 10 % de desconto em alimenta\u00e7\u00e3o, bebidas, passeios e transfers privados.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRetornar \u00e0 P\u00e1gina Principal<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Perguntas Frequentes sobre The Banks Quando est\u00e1 previsto o in\u00edcio da constru\u00e7\u00e3o das vilas em The Banks e qual \u00e9 a data prevista de conclus\u00e3o? A constru\u00e7\u00e3o da primeira fase das vilas come\u00e7ou em fevereiro de 2023 e est\u00e1 prevista para ser conclu\u00edda em dezembro de 2024. Esta primeira fase incluir\u00e1 duas Vilas de 3 […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-6473","page","type-page","status-publish","hentry"],"yoast_head":"\nPerguntas Frequentes sobre The Banks - 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