{"id":6462,"date":"2024-01-30T21:26:44","date_gmt":"2024-01-31T03:26:44","guid":{"rendered":"https:\/\/www.sandandstonebelize.com\/faq-de-the-banks\/"},"modified":"2026-08-12T17:41:46","modified_gmt":"2026-08-12T23:41:46","slug":"faq-de-the-banks","status":"publish","type":"page","link":"https:\/\/www.sandandstonebelize.com\/fr\/faq-de-the-banks\/","title":{"rendered":"FAQ de The Banks"},"content":{"rendered":"\t\t
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FAQ de The Banks<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuand la construction des villas de The Banks doit-elle commencer et quand est-elle pr\u00e9vue de s\u2019achever ? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

La construction de la premi\u00e8re phase des villas a d\u00e9but\u00e9 en f\u00e9vrier 2023 et devrait s\u2019achever en d\u00e9cembre 2024. Cette premi\u00e8re phase comprendra deux villas de 3 chambres, trois villas de 2 chambres, neuf villas de 1 chambre, l\u2019espace bar et caf\u00e9, le restaurant ainsi que la piscine communautaire. <\/p>\n

Chacune des villas de 2 et 3 chambres actuellement en construction est d\u00e9sormais vendue. Si un acheteur souhaite acqu\u00e9rir une villa de 2 ou 3 chambres, il devra passer par l\u2019ensemble du processus de construction, et la dur\u00e9e totale des travaux sera de 18 mois. <\/p>\n

Le promoteur vendra l\u2019une des villas de 1 chambre actuellement en construction.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuels sont les prix de ces villas ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Villa Jungle de 1 chambre (vue sur la vall\u00e9e) \u2013 325\u202f000 $ USD<\/span><\/p>\n

Villa Jungle de 2 chambres (vue sur la vall\u00e9e) \u2013 449\u202f000 $ USD<\/span><\/p>\n

Villa de 2 chambres en bord de rivi\u00e8re \u2013 479\u202f000 $ USD<\/span><\/p>\n

Villa de 3 chambres en bord de rivi\u00e8re \u2013 518\u202f500 $ USD<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQue comprend le prix de la villa ? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Le prix comprend la villa, le terrain, les meubles et les appareils \u00e9lectrom\u00e9nagers. Une propri\u00e9t\u00e9 cl\u00e9 en main compl\u00e8te. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuel est l\u2019\u00e9ch\u00e9ancier de paiement pour ces villas ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

La construction de la villa est divis\u00e9e en 5 phases. \u00c0 l\u2019ach\u00e8vement de chaque phase de construction, un d\u00e9p\u00f4t \u00e9gal \u00e0 environ un cinqui\u00e8me du co\u00fbt total devra \u00eatre vers\u00e9. Lors de la signature du contrat de vente, un d\u00e9p\u00f4t de pr\u00e9-construction sera d\u00fb, et la premi\u00e8re phase de construction sera achev\u00e9e et justifi\u00e9e aupr\u00e8s de l\u2019acheteur. Ensuite, le d\u00e9p\u00f4t suivant pour la deuxi\u00e8me phase de construction sera pay\u00e9, puis la deuxi\u00e8me phase sera achev\u00e9e. Ce processus se poursuivra pendant 3 phases suppl\u00e9mentaires jusqu\u2019\u00e0 la fin de la construction, moment o\u00f9 le d\u00e9p\u00f4t d\u2019inspection finale sera d\u00fb. Chacun de ces d\u00e9p\u00f4ts sera non remboursable. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tCombien de villas seront disponibles \u00e0 la vente ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Onze villas de 2 ou 3 chambres<\/p>\n

Une villa de 1 chambre<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tUn financement est-il disponible pour l\u2019achat ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Oui, un financement par le vendeur est disponible. Les acheteurs peuvent financer jusqu\u2019\u00e0 40 % du co\u00fbt total \u00e0 un taux d\u2019int\u00e9r\u00eat de 8,5 % pour une dur\u00e9e de 3 ans, avec un amortissement sur 15 ans. Les versements hypoth\u00e9caires commenceraient apr\u00e8s la construction de la villa. Un remboursement in fine serait d\u00fb \u00e0 la fin de la p\u00e9riode de 3 ans. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuels sont les frais de cl\u00f4ture estim\u00e9s ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Les frais de cl\u00f4ture s\u2019\u00e9l\u00e8veraient \u00e0 4 % (du co\u00fbt total de la propri\u00e9t\u00e9). Cela couvre l\u2019\u00e9mission des actions, l\u2019approbation de la Banque centrale, la pr\u00e9paration de l\u2019hypoth\u00e8que (le cas \u00e9ch\u00e9ant) et le droit de timbre sur le d\u00e9p\u00f4t de l\u2019hypoth\u00e8que. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuels sont les services et les co\u00fbts de l\u2019association des copropri\u00e9taires (HOA) ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Les cotisations initiales mensuelles de la HOA seront fix\u00e9es \u00e0 200 $ USD par mois pendant les deux premi\u00e8res ann\u00e9es suivant l\u2019ach\u00e8vement de la villa pour les unit\u00e9s participant au pool de location. Pour les acheteurs ne participant pas au programme de location, les cotisations de la HOA seront fix\u00e9es \u00e0 400 $ USD par mois. Apr\u00e8s les deux premi\u00e8res ann\u00e9es, la HOA sera fix\u00e9e annuellement sur la base d\u2019un budget \u00e9tabli par les directeurs de The Banks Limited. <\/p>\n

Les frais de la HOA couvrent toutes les d\u00e9penses communes telles que la s\u00e9curit\u00e9, le service de conciergerie, l\u2019entretien des parties communes au sein de The Banks comme le droit de passage routier et les jardins, la piscine et ses abords, ainsi que la terrasse au bord de la rivi\u00e8re, mais pas les co\u00fbts associ\u00e9s \u00e0 l\u2019exploitation, \u00e0 l\u2019entretien ou \u00e0 la r\u00e9paration des unit\u00e9s individuelles.<\/p>\n

Une composante \u00ab frais de complexe \u00bb de 50 $ USD est incluse dans les cotisations mensuelles de la HOA pour garantir aux propri\u00e9taires de The Banks l\u2019acc\u00e8s aux installations du complexe voisin, The Rainforest Lodge at Sleeping Giant, ainsi qu\u2019aux commodit\u00e9s de Sleeping Giant Rainforest Estates via un accord s\u00e9par\u00e9.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\u00c0 combien s\u2019\u00e9l\u00e8vent les taxes fonci\u00e8res annuelles ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Les taxes fonci\u00e8res annuelles sont faibles et devraient se situer entre 15 $ USD et 30 $ USD par an.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuelles sont les options de location ? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

La location des villas est disponible via notre soci\u00e9t\u00e9 de gestion, The Belize Collection. Il n\u2019est pas possible de louer les unit\u00e9s ind\u00e9pendamment de notre exploitation, car nous souhaitons maintenir la coh\u00e9rence de notre offre en termes de qualit\u00e9 de produit, de forfaits propos\u00e9s et de tarification. Il existe \u00e9galement une restriction l\u00e9gale : l\u2019Office du tourisme du Belize ne d\u00e9livre qu\u2019une seule licence d\u2019h\u00f4tel par propri\u00e9t\u00e9, donc les 36 villas de cette propri\u00e9t\u00e9 doivent toutes fonctionner sous la m\u00eame licence h\u00f4teli\u00e8re. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuelle est la r\u00e9partition des revenus locatifs ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

La r\u00e9partition est de 70 % (propri\u00e9taire) \/ 30 % (complexe) sur tous les revenus locatifs g\u00e9n\u00e9r\u00e9s, nets des commissions de tiers.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tLes propri\u00e9taires sont-ils tenus de participer au programme de location ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Non. Les propri\u00e9taires ont la possibilit\u00e9 d\u2019entrer et de sortir du pool de location \u00e0 leur guise. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tExiste-t-il des restrictions ou des dates d\u2019exclusion pour l\u2019utilisation par le propri\u00e9taire ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Il n\u2019y a pas de dates d\u2019exclusion pour l\u2019utilisation par le propri\u00e9taire, ni de restrictions quant au nombre de jours pendant lesquels un propri\u00e9taire peut utiliser son unit\u00e9 ou participer au pool de location. Entrer et sortir du pool de location est aussi simple que de bloquer des nuit\u00e9es aupr\u00e8s de notre bureau de r\u00e9servation. Une condition est que toutes les nuit\u00e9es non bloqu\u00e9es qui sont r\u00e9serv\u00e9es doivent \u00eatre honor\u00e9es. Nous ne pouvons pas expulser des clients ayant r\u00e9serv\u00e9 ni annuler des r\u00e9servations existantes pour l\u2019usage du propri\u00e9taire. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuel est le revenu locatif projet\u00e9 ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Sur la base des performances locatives historiques de cat\u00e9gories d\u2019unit\u00e9s comparables \u00e0 The Rainforest Lodge at Sleeping Giant, nous pr\u00e9voyons pour les villas de 1 chambre un flux de tr\u00e9sorerie net de 18\u202f000 $ USD \u00e0 20\u202f000 $ USD par an apr\u00e8s toutes d\u00e9penses. Pour les villas de 2 chambres, nous pr\u00e9voyons un flux de tr\u00e9sorerie net de 30\u202f000 $ USD \u00e0 33\u202f000 $ USD par an apr\u00e8s toutes d\u00e9penses. Selon la villa choisie, votre retour sur investissement (ROI) sur la propri\u00e9t\u00e9 se situera entre 6 % et 8 %. Le taux d\u2019occupation annuel des unit\u00e9s actuelles \u00e0 The Rainforest Lodge at Sleeping Giant est en moyenne de 70 % \u00e0 75 %. <\/p>\n

Cela inclut g\u00e9n\u00e9ralement environ un mois d\u2019utilisation par le propri\u00e9taire. Souvent, nos propri\u00e9taires utilisent la propri\u00e9t\u00e9 pendant la basse saison, de sorte que l\u2019impact sur les revenus locatifs n\u2019est pas vraiment significatif. Si, par exemple, un propri\u00e9taire venait pendant No\u00ebl et le mois de mars, deux p\u00e9riodes de pointe, il affecterait n\u00e9gativement les revenus. <\/p>\n

Des proformas pour chaque type de villa peuvent \u00eatre fournis sur demande.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tLes propri\u00e9taires b\u00e9n\u00e9ficient-ils de r\u00e9ductions ?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

Les propri\u00e9taires deviendraient membres du Belize Collection Owners Club, ce qui leur donnerait droit \u00e0 une r\u00e9duction de 20 % sur le meilleur tarif disponible dans n\u2019importe quel complexe de The Belize Collection, et \u00e0 une r\u00e9duction de 10 % sur la nourriture, les boissons, les excursions et les transferts priv\u00e9s.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRetourner \u00e0 la page principale<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

FAQ de The Banks Quand la construction des villas de The Banks doit-elle commencer et quand est-elle pr\u00e9vue de s\u2019achever ? La construction de la premi\u00e8re phase des villas a d\u00e9but\u00e9 en f\u00e9vrier 2023 et devrait s\u2019achever en d\u00e9cembre 2024. Cette premi\u00e8re phase comprendra deux villas de 3 chambres, trois villas de 2 chambres, neuf […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-6462","page","type-page","status-publish","hentry"],"yoast_head":"\nFAQ de The Banks - 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